The Latte Lie and Other Myths

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Ronald Kyzar is a registered representative of Lincoln Financial Securities Corporation. Securities offered through Lincoln Financial Securities Corp., a registered broker/dealer (member SIPC) to residents of AL, GA, MS, SC, TN & TX. Advisory services offered through Lincoln Financial Securities to residents of MS. Branch Office: 301 E. College Street, Suite A-3, Clinton, MS 39056. Insurance offered through Lincoln affiliates and other fine companies and state variations thereof. Lincoln Financial Group is the marketing name for Lincoln National Corporation and its affiliates. Firm disclosure information available at www.LFG.com . Lincoln Financial Securities and its representatives do not offer tax or legal advice. Individuals should consult their tax or legal professionals regarding their specific circumstances. Lincoln Financial Securities Corporation is not affiliated with Ronald Kyzar Financial Services.

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See Lincoln Financial Securities (LFS’) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services LFS offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. LFS’ Forms ADV, Part 2A, which describe LFS’ investment advisory services, Regulation Best Interest Disclosure Document, which describes LFS’ broker-dealer services, and other client disclosure documents can be found here.